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For Fintechs

Tokenized Stocks API for Consumer Apps

How consumer apps can offer fractional stock trading through tokenized equities with 24/7 markets and low minimums.

Target audience

Product teams at consumer fintech apps

Key benefits

✓

Lower barriers to stock investing

✓

Increase user engagement with 24/7 trading

✓

Launch faster with API integration

✓

Differentiate from traditional brokers

## The Stock Trading Opportunity

Tokenized stocks enable consumer apps to offer fractional equity trading with unique advantages: 24/7 markets, $1 minimums, and global accessibility.

Why Tokenized Stocks?

User Experience

  • **Fractional**: Buy $5 of any stock
  • **24/7 Trading**: No market hours
  • **Global Access**: US stocks worldwide
  • **Instant Settlement**: No T+2 waiting

    • Business Advantages

  • **Lower Costs**: No traditional brokerage infrastructure
  • **Faster Launch**: API integration vs building
  • **Innovation**: Unique product features possible
  • **Differentiation**: Stand out from roboadvisors

    • Available Products

    Individual Stocks

  • NVIDIA (bNVDA)
  • Coinbase (bCOIN)
  • Tesla (bTSLA)
  • More via Backed Finance

    • ETF Exposure

  • S&P 500 tracker (bCSPX)
  • Treasury ETF (bIB01)
  • Diversified options

    • Implementation Path

    Phase 1: Basic Trading

  • Stock price display
  • Buy/sell functionality
  • Portfolio view

    • Phase 2: Enhanced Features

  • Recurring investments
  • Portfolio rebalancing
  • Performance analytics

    • Phase 3: Advanced

  • Options/derivatives
  • Social features
  • Custom indices

    • Regulatory Considerations

  • Securities licensing may be required
  • Depends on structure (tracker vs security)
  • Geographic restrictions apply
  • Disclosure requirements

    • How Fensory Connect Helps

    Fensory Connect provides:

  • **Stock Access**: Major tokenized equities
  • **Price Feeds**: Real-time quotes
  • **Trading API**: Buy/sell operations
  • **Portfolio Tools**: Analytics and reporting

    • Challenges we solve

    • Complex brokerage infrastructure
    • High minimums exclude many users
    • Market hours limit engagement
    • Traditional settlement is slow

    Key features

    Fractional Trading

    $1 minimums for all tokenized stocks

    24/7 Markets

    Trade stocks anytime, not just market hours

    Instant Settlement

    No T+2 waiting for trades to settle

    Global Access

    US stocks available internationally

    Relevant issuers

    Ready to get started?

    Schedule a call to discuss your specific requirements.

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