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Best Low-Risk Yields

Safe, sustainable DeFi yields for conservative investors. Earn 4-10% APY.

Yield guide0.0% - 3.5% APYBeginnerLow riskContent updated: 1/24/2025Rates updated: 8/16/2026, 10:17:49 AM
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Live dataUpdated today at 10:17via DefiLlama
ProtocolAssetChainAPYRisk
LidoBattle-tested stakingstETHEthereum2.17%Livelow
Ondo FinanceTreasury-backedOUSGEthereum3.55%Livelow
Aave V3Most audited lendingUSDCEthereum0.00%Livelow
Spark/MakerDSR yieldsDAIEthereum3.01%Livelow
CurveStable LP3poolEthereum0.00%Livelow

APY rates marked "LIVE" reflect real-time market data from DefiLlama as of 8/16/2026, 10:17:49 AM. Rates update hourly.

Best Low-Risk DeFi Yields in 2026

For conservative investors, preserving capital while earning reasonable yields is the goal.

Top Low-Risk Yield Opportunities

Ethereum Staking (3-4% APY) - Earn consensus rewards. Tokenized Treasuries (4-5% APY) - US Treasury bills on-chain. Blue-Chip Lending (2-5% APY) - Supply to Aave V3.

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Track low-risk yields with Fensory. Find the safest DeFi opportunities.

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Related protocols

AaveLidoCurve FinanceSpark Protocol

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