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DeFi Basics

Health Factor

A metric showing how safe a lending position is from liquidation.

What is Health Factor?

Health factor is a number that represents the safety of your borrowed position. When it drops below 1, your position can be liquidated.

Calculation

Health Factor = (Collateral Value × Liquidation Threshold) / Borrowed Value

Safe Ranges

  • Above 2: Generally safe
  • 1.5-2: Monitor closely
  • Below 1.5: Consider repaying or adding collateral
  • Below 1: Liquidation risk

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