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DeFi Basics

Stablecoin

A cryptocurrency designed to maintain a stable value, usually pegged to USD.

What is a Stablecoin?

A stablecoin is a cryptocurrency that aims to maintain a constant value relative to a reference asset, typically the US dollar.

Types

  • Fiat-backed: USDC, USDT (backed by reserves)
  • Crypto-backed: DAI (overcollateralized crypto)
  • Algorithmic: FRAX (partial algorithmic)

Use Cases

  • Trading pairs
  • Yield farming (low IL risk)
  • Store of value in crypto
  • Cross-border payments

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