How to Buy Tokenized Treasuries
Tokenized treasuries bring US government bonds on-chain, offering stable 4-5% yields backed by real-world assets. This guide covers how to access these RWA products.
What Are Tokenized Treasuries?
Tokenized treasuries are blockchain representations of US Treasury bonds. They combine the safety of government securities with the accessibility of DeFi.
Key Benefits:- US Treasury yields (4-5% APY)
- Backed by real government bonds
- 24/7 liquidity on-chain
- No traditional brokerage needed
Top Tokenized Treasury Products
| Product | Provider | Minimum | Yield |
|---|---|---|---|
| . . . . - | . . . . . | . . . . - | . . . - |
| OUSG | Ondo Finance | $100K | 4.5% |
| USDY | Ondo Finance | None | 4.2% |
| stUSDT | Tether | None | 4-5% |
| BUIDL | BlackRock | $5M | 4.5% |
Regulatory Considerations
Most tokenized treasuries require KYC/AML verification. Some products like USDY are available to non-US persons without restrictions.
. -
Track your RWA yields with Fensory. Monitor all positions in one place.[Start Tracking →](https://www.fensory.com)
Step-by-Step Instructions
Choose a Provider
Select a tokenized treasury provider based on minimums, jurisdiction, and yield. Ondo USDY is accessible for most users.
Tips
- ✓USDY has no minimum investment
- ✓Check jurisdiction restrictions before proceeding
Complete KYC Verification
Most providers require identity verification. Prepare government ID and proof of address.
Tips
- ✓Verification typically takes 1-3 business days
- ✓Non-US users have more options
Warnings
- ⚠US users face more restrictions due to securities laws
Connect Your Wallet
Link your Ethereum wallet to the provider platform after KYC approval.
Tips
- ✓Use the same wallet you plan to hold tokens in
Deposit Stablecoins
Transfer USDC or other accepted stablecoins to the platform.
Tips
- ✓Some platforms accept bank wire for larger amounts
Warnings
- ⚠Verify deposit address carefully
Mint or Purchase Tokens
Exchange your stablecoins for tokenized treasury tokens at the current NAV.
Tips
- ✓NAV updates daily based on treasury yields
- ✓No slippage on primary issuance
Receive Tokens in Wallet
Tokenized treasury tokens will appear in your wallet. Yields accrue automatically.
Tips
- ✓Add token contract to wallet if not visible
- ✓Yields compound into token value
Monitor and Redeem
Track your position and redeem for stablecoins when ready.
Tips
- ✓Redemption typically takes 1-3 days
- ✓Some tokens trade on secondary markets for instant liquidity