Complete guide to Ondo Finance for accessing tokenized real-world assets. Get exposure to treasuries and bonds.
Yield FarmingIntermediate30-45 minutes7 stepsPrerequisites: USDC, Non-US residency (for USDY), ETH for gas
On this page
Quick Overview
1Visit Ondo Finance
2Complete Registration
3Connect Wallet
4Choose Product
5Deposit USDC
6Receive Tokens
7Use in DeFi (Optional)
Ondo Finance is a leading RWA protocol offering tokenized access to US Treasuries and other institutional-grade assets. This guide covers their main products.
Ondo Products Overview
USDY (Ondo US Dollar Yield):
Tokenized note backed by US Treasuries
~4.2% APY
No minimum, no lockup
Non-US persons only
OUSG (Ondo Short-Term US Government):
Direct treasury exposure
~4.5% APY
$100K minimum
Accredited investors
Why Choose Ondo?
Institutional Grade: Backed by BlackRock and other major partners
Regulatory Compliant: Full KYC/AML compliance
Transparent: Regular attestations and audits
DeFi Native: Use tokens across protocols
USDY Use Cases
Use Case
Description
. . . . .
. . . . . . -
Hold
Earn passive yield
Collateral
Borrow against on Flux
LP
Provide liquidity
Transfer
Send globally 24/7
. -
Track Ondo positions with Fensory. All RWA yields in one view.
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Step-by-Step Instructions
1
Visit Ondo Finance
Go to ondo.finance and review available products for your jurisdiction.
Tips
✓USDY for non-US users, OUSG for accredited US investors
Warnings
⚠Verify you are on ondo.finance
2
Complete Registration
Create an account and complete the KYC verification process.
Tips
✓Have passport and proof of address ready
✓Verification typically completes in 24-48 hours
3
Connect Wallet
Link your Ethereum wallet after KYC approval. This wallet will receive your tokens.
Tips
✓Use a wallet you control, not an exchange
4
Choose Product
Select USDY for flexible access or OUSG for direct treasury exposure (higher minimum).
Tips
✓USDY is best for most users starting out
5
Deposit USDC
Transfer USDC to mint your chosen token. Minimum amounts vary by product.
Tips
✓USDY has no minimum
✓Check gas costs before small deposits
6
Receive Tokens
Your USDY or OUSG tokens will be minted to your wallet. Value accrues daily.
Tips
✓USDY price increases as yield accrues
✓Check Ondo dashboard for current value
7
Use in DeFi (Optional)
USDY can be used as collateral on Flux Finance or in other DeFi protocols.