What is a crypto yield product?

A product that pays a variable return because an asset is lent, staked, invested in short-term government debt or allocated through a vault strategy. The source and risk differ by product, so the headline APY is not enough to compare them.

Where does crypto yield come from?

Lending yield comes from borrower interest. Staking yield comes from network rewards. Tokenized treasury yield comes from the underlying government debt. A vault can combine several sources and may also charge management or performance fees.

Is the displayed APY guaranteed?

No. APY changes with market utilization, validator rewards, incentives, fees and strategy performance. It is a current estimate or historical measure, not a promised return.

Why are live APYs not printed on this page?

They can change faster than a search page is recrawled. The Fensory app carries the current rate, TVL, chain and product details so a stale public page does not present an old rate as current.

What should I compare besides APY?

Check the source of yield, underlying asset, protocol and smart-contract risk, chain, liquidity, withdrawal terms, fees, incentives and how recently the data was updated.

Crypto yield products

Crypto yield products put an asset to work through lending, staking, tokenized treasuries or managed vault strategies. Fensory lists 450+ products in the app. Rates change with borrowing demand, validator rewards, incentives and strategy performance, so the live app carries the current APY and product data.

Explore yield products Connect an assistant

What to ask your assistant

Use these examples to frame the comparison, then check the named products and live data in the app. They do not imply MCP execution for app-only products.

Compare the current USDC yield products by APY, TVL, chain, fees and withdrawal terms. Do not place an order.
Compare
Explain where the yield comes from for each of my current positions.
Portfolio
Show tokenized treasury, lending, staking and vault options separately.
Classify
Which listed products have a current rate but no recent TVL update?
Freshness
Compare Aave and Morpho USDC products without treating incentives as base yield.
Source of yield
Or ask for something else
These are examples, not a menu. Describe what you want in your own words; the same ceiling and market list apply.
Other markets

See how the limits work

Four product types, four sources of yield

A single APY column can make unlike products look interchangeable. The first question is what economic activity produces the rate.

Where common crypto yield products get their yield
Product type	Primary source	What can change the rate
Tokenized treasury	Interest from underlying short-term government debt	Underlying bill yields, issuer fees and product terms
Lending market	Interest paid by borrowers	Borrow utilization, market parameters and incentives
Liquid staking	Validator rewards	Network rewards, validator performance and protocol fees
Vault	One or more lending, staking or allocation strategies	Strategy allocation, utilization, incentives and management or performance fees

APY is the start of the comparison

A higher displayed rate can come from a different asset, a temporary incentive or a strategy taking different risks. Compare the underlying asset, source of yield, chain, liquidity, withdrawal terms, smart-contract exposure and fees before treating two rates as alternatives.

TVL can help show scale, but it does not prove safety. A fresh timestamp tells you whether the APY and TVL were recently observed; it does not guarantee either will remain the same after a transaction.

Why current rates stay in the app

Search pages can remain cached after an APY changes. Fensory therefore keeps this page structural and sends readers to the app for the current rate, TVL, chain and product details.

The planned product-level pages remain held until the public feed can supply APY, TVL, chain, volume and freshness consistently and suppress stale records. This hub is the stable destination for yield-related pages that are later consolidated.

The essentials

Coverage: 450+ products in the Fensory app
Product types: Tokenized treasuries, lending, liquid staking and vaults
Where yield comes from: Underlying bills, borrower interest, validator rewards, protocol incentives or a vault strategy, depending on the product
Rates: Variable. Fensory does not set, guarantee or promise an APY.
Live data: Current APY, TVL, chain and product details belong in the app because they change.
Agent access: Yield products are available in the app. They are not a current MCP trading market.

IncludesTokenized treasuriesLending marketsLiquid stakingVaults

Questions people ask

What is a crypto yield product?: A product that pays a variable return because an asset is lent, staked, invested in short-term government debt or allocated through a vault strategy. The source and risk differ by product, so the headline APY is not enough to compare them.
Where does crypto yield come from?: Lending yield comes from borrower interest. Staking yield comes from network rewards. Tokenized treasury yield comes from the underlying government debt. A vault can combine several sources and may also charge management or performance fees.
Is the displayed APY guaranteed?: No. APY changes with market utilization, validator rewards, incentives, fees and strategy performance. It is a current estimate or historical measure, not a promised return.
Why are live APYs not printed on this page?: They can change faster than a search page is recrawled. The Fensory app carries the current rate, TVL, chain and product details so a stale public page does not present an old rate as current.
What should I compare besides APY?: Check the source of yield, underlying asset, protocol and smart-contract risk, chain, liquidity, withdrawal terms, fees, incentives and how recently the data was updated.